They say trouble comes in threes, so it is no surprise that when Chris' van develops metal fatigue and Richard has a toothache, Sheila should also get the electricity bill - and just when she has to make the first loan repayment as well!

It's all go in the household as Chris investigates the marketability of vanity and Hamish prepares for his night of Scottish cuisine. Sheila is typing a manuscript for Millicent Bates called 'Frozen Dreams' and is anxious to find more information about the author and the reality behind the book.

Henry is saved by his bony friend when Carol makes a play for him and Chris has been fleeced by the advertising world. Meanwhile, Richard continues his charm offensive on Sheila.