Richard has suddenly appeared in the household and there's mixed feelings amongst Monica and Hamish, the flying Scotsman, at seeing Chris all lit up. Meanwhile, the bank manager seems totally underwhelmed by Sheila's plans to take in lodgers.

It seemed to be a good idea to get a part-time job at Scrimshaw & Bagley but Sheila finds she is incompatible with both the word-processor and Mr Bagley. While she looks for another solution to her money worries, Richard believes he has the answer...

They say trouble comes in threes, so it is no surprise that when Chris' van develops metal fatigue and Richard has a toothache, Sheila should also get the electricity bill - and just when she has to make the first loan repayment as well!