Sheila's plan to make ends meet takes shape and perhaps Monica's friend Carol can help? There is also Chris who has just arrived in London in search of the city life. It looks as though she has found a way out of her predicament.

Richard has suddenly appeared in the household and there's mixed feelings amongst Monica and Hamish, the flying Scotsman, at seeing Chris all lit up. Meanwhile, the bank manager seems totally underwhelmed by Sheila's plans to take in lodgers.

It seemed to be a good idea to get a part-time job at Scrimshaw & Bagley but Sheila finds she is incompatible with both the word-processor and Mr Bagley. While she looks for another solution to her money worries, Richard believes he has the answer...