Ray and Tanya must convince a bank officer and her friend that their "Wellness Center for Women" idea is financially sound. Lenore discovers a new prospect to rival Ray.

After Ray's client is stolen by Jason, Tanya decides to handle the competition herself. Lenore learns a secret about Jason. Jessica tries her hand at independence; Charlie asks Tanya for a favor, and Ray meets a client who likes to dress up as a cop.

Ray fears he blew his cover when he mistakes a former student for a client. Tanya finds herself in charge of a felon. Jess is hired to work in the office of Dr. Matt Kopylov, the husband of Ronnie's mistress. Lenore brokers a deal with Sandee.