Life for three generations of the Christie family is thrown into disarray when a disastrous get-rich-quick scheme threatens to ruin the family business. Single-mum Kate Christies life gets even trickier when a mysterious business rival enters her life. Meanwhile, her parents dream holiday is threatened by an unexpected test.

Kate's world is turned upside down when she discovers the full extent of Rick's betrayal. Desperate to save the family business, Kate forms a prickly alliance with rival Matt Sloane. Chad discovers the thrill of the chase as he tracks down a beautiful but elusive scammer.

Rick returns to the business, only to discover Matt has taken his place. Kate and Matt work together to investigate the deaths of a couple in a car accident, and Kate ignores Lily's advice to tell her parents the truth about their financial situation.