Matt's day turns dangerous when he tries to repossess a car from an underworld boss, Kate receives a death threat from an unlikely source, and Rick has a breakthrough in the hunt to reclaim his lost $100,000.

Rick risks everything to repay his debts to Kate and Jim, Matt makes a fateful decision for the sake of Kate's happiness, and Jim and Claire's paths collide when they take separate action to help salvage Lily's university career.