Shi Ohn listens to his favorite radio station on the bus and realizes a man next to him, Hong Suk is also listening to the same station as him. Three years later, Hong Suk, the general manager of Chachacha Capital, hands in a letter of resignation. However, Soo Ryun does not accept the letter and asks him to go after Shi Ohn.

Shi Ohn asks Hong Suk to give him more time to pay him back. Even though Hong Suk knows that it is not allowed, he gives him one more month. Meanwhile, Soo Ryun gets mad at him as she finds out, and sends him back to Shi Ohn to get a cosigner.

Si On doesn't like the fact Hong Seok is showing up everywhere he goes. When he was about to believe that Hong Seok came to congratulate his birthday, Si On realizes that he's here for the surety contract, putting pressure to sign the contract. A small party between the two continues as they gradually start opening up to each other.