Dan looks at Phil the bum in a whole new light when the bum rescues a defendant who's been left penniless by the late 1980s savings and loan crisis.

Dan anticipates a windfall from Phil the bum's will but gets a surprise instead. Meanwhile, Bull anxiously awaits a visit from his mother, an old salt due to retire from the sea and come live with her sonny boy.

Christine finds herself tense over finalizing her divorce, Harry is nervous about moving in with Margaret, Dan is frustrated over what to do with the Phil Foundation money, and Bull follows his mother's advice and looks for a wife - with the help of a matchmaker.