In 1998, in a normally peaceful suburb, a pervert on a bicycle appears, performing sexual acts on himself and then attacking teenage girls. For reasons apparent to the residents, they nickname him after the Scottish Loch Ness monster.

An angel of mercy turns out to be an angel of death when the number of deaths in an Indiana Intensive Care Unit skyrockets. One astute nurse believes there must be more to this than just natural causes.

In 1996 a serial bomber begins planting bombs in public places and terrorizes the Prince Edward Island community. The mystery person leaves a strange swastika as a calling card, eluding capture for eight years.