Cresta Cabs is in financial difficulties after Dexter stole money from the company. His wife Tina loses her house and shows up on Sam's doorstep, interrupting an intimate moment with Reen. Cambridge is tricked into skinny dipping by two female passengers who take his clothes and mini-cab.

Sam is unable to resist Tina's advances. Phil is in debt to a recording studio. He has car trouble while driving a businessman from the airport and later returns a wallet the man left in his cab.

Reen learns about Sam and Tina. Upset about Phil's debt, Chrissie takes the kids to her mother's. Phil accepts an offer to work as a driver to Mr. Eugene, the businessman whose wallet he returned. Marlon is taken advantage of by a girl and her friends.