Steve and Eddie visit a gambling hangout to raise money after Eddie wrecks the family car.

During Black History Month, Laura and Urkel hope their fellow students will gain appreciation for other cultures and races with a new class. But all they get is a bunch of threats from a few racist classmates. Laura breaks down in tears and feels sorry for herself, but Estelle's story behind her first library card gives her new inspiration.

Steve and Carl both learn a lesson about when to take credit for their achievements.