After a disastrous evening, Penelope realizes she needs to change her relationship to money and do the unthinkable: buy something new; meanwhile Elena struggles to make it to an important e-sports match.

After Alex catches Penelope in a compromising position, Penelope is motivated to talk to Alex about healthy human sexuality, while defending herself against Lydia's old-school judgments.

It's a very scary Halloween when Penelope and Max have to have the "do you still want to have kids or what?" conversation, while Schneider and Avery are determined to win an elaborate costume contest.