Tom visits Ruthwell, the home town of The Rev. Dr. Henry Duncan, the man who founded the world's first savings bank as a means of battling poverty in the local area.

Tom begins a tour around Selkirk, a place rich in history and home of the 'Kirk O' The Forest', where William Wallace was proclaimed Guardian of Scotland in 1298.

Tom Weir's visit to Selkirk continues. In this episode he takes part in the local pageant, meeting the standard bearers who have the honour of casting their flags in the market square.